Hemanshu Ghia

Writing

Essays on building with AI, finance software and how engineering teams change. First published on LinkedIn.

How I build software with AI

28 September 2026 · 3 min read

The workflow I have settled on: specs written with an assistant and reviewed by a second one, coding agents building small slices with tests, separate agents for code and security review, and a human deciding what ships.

Solving the provenance challenge in finance AI agents

27 August 2026 · 4 min read

Coding agents work because software has verification oracles. Finance has them too, only fragmented. Make the tool, not the model, the unit of trust.

The inference opportunity for India

23 June 2026 · 3 min read

India's developers and creators already pay for AI every month, mostly to foreign platforms. The practical first business is a sovereign inference cloud, not a frontier model.

Code is cheap now. Your team structure probably isn't ready.

29 May 2026 · 5 min read

Teams were organised around slow coding. With agents writing the code, the constraint moves to understanding the system and deciding what is worth building.

Thoughts on AI and SaaS

14 February 2026 · 3 min read

Enterprises will not build their own CRM or ERP with AI. What changes is who else can build: vertical SaaS from very small teams, and more software needing a home.